Our Manifesto

We founded Mosaic as optimists who believe technology is generally a force for good, and that the startup ecosystem will positively impact society.

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Europe, Unicorns and Global Tech Diffusion - The End of the American Internet

Anyone will do anything online, and a whole wave of companies is being created to take advantage of that, even, yes, in Europe.

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Q&A with Habito's Daniel Hegarty

Daniel Hegarty, founder and CEO of our portfolio company Habito, came up with the idea for the business six years ago, after an eye-opening experience trying to buy his first home when his own mortgage broker made several frustrating mistakes. Dan realised that the mortgage market was rife with manual errors and confusing jargon.

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Benedict Evans take on: E-commerce growth during lockdown

Lockdowns triggered a huge spike in online sales of every kind, will this stabilise - once things calm down, where will the new level be set? Our Venture Partner Ben Evans looks into it.

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Our Slush Workshop: A Fintech Founder's playbook for uncertain times

Our partner Toby had the chance to lead a workshop at Slush2020 on how FinTech founders can prepare for uncertain times.

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Crypto protocols: in search of the emerging winners

We continue to witness a Cambrian explosion of public blockchain development. In recent years, the fabric of the decentralised web has begun to be woven, and the social contract of money is being rewritten. Bitcoin and later Ethereum are the two platforms on this movement was catalysed. In this post, we explore what comes next.

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Machine intelligence and legal contracts: why now?

Machine intelligence applied to the law is not a new concept – yet its gestation has been slow, and it has not inflected into widespread adoption.

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Preclinical drug discovery: does software eat the CRO?

The productivity of pharmaceutical research and development has been on the decline for decades. In fact, reports indicate a negative rate of return for many recently developed drugs.

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A new operating system for work: our investment in Qatalog

What will be the operations software to power the modern connected organisation? After several years asking this question, meeting Tariq Rauf in July 2019 was an epiphany.

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Procurement software: crossing the chasm

Machine intelligence is permeating into more enterprise functions than ever...

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Smarter hiring in a post-COVID world

Why now? Poor hiring decisions are costly and time-consuming - and now there's an acute problem to be solved

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Tech and the new normal

We've heard a lot about "the new normal" but what does that mean for tech?

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What comes after Zoom?

We had video calls in science fiction, and we had video conferencing in the 1990s, just as the web was taking off..

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Privacy: from compliance to competitive advantage

Last month, GDPR celebrated its second birthday...

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Why we invested in Keelvar

If you've ever sold to large enterprises, we suspect you've felt the pain of procurement...

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Benedict Evans take on: COVID and cascading collapses

You might call this the Wile E Coyote effect - you’ve run off the cliff, or the cliff has disappeared from under you, but there’s a brief moment while your legs windmill in the air before gravity kicks in. It can take a while for the inevitable to happen, but then, as Lenin pointed out, you get a decade of inevitable in a week.

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Balancing the books: the SME accounting opportunity

When Luca Pacioli first recorded the method of double-entry bookkeeping in the fifteenth century, he may not have anticipated the impact he would have on the modern world...

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Benedict Evans take on: COVID and forced experiments

In 2017, 40% of new relationships in the USA began in a smartphone app. By 2019 that was probably closer to 50%.

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COVID-19, the future of work, and second-order thinking

COVID-19 is an immense human tragedy...

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Rethinking retirement: the next generation of pensions

When reading about the state of retirement savings in Europe, one often encounters the journalistic trope of a 'time bomb'

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Why we invested in Mavenoid

Tech support for physical products is a huge market. Any enterprise that ships a manual with their product is a potential Mavenoid customer, as are companies that employ field service engineers to repair hardware and software....

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MLOps: The end of end-to-end

Machine Intelligence is one of our main themes at Mosaic...

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Genomic opportunities, part I: seeking the secrets of life

We have discovered the secret of life! Ever since Francis Crick burst into The Eagle pub one February afternoon in 1953...

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Why we invested in Shipamax

Shipamax announced their $7M Series A last week, so we thought we'd share why Mosaic is excited to be leading the financing...

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Introducing Mosaic's New Partner, Bart Dessaint

We are blessed to partner with great founders to build breakthrough startups.

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Benedict Evans take on: Market power dominance

When Steve Wozniak created the original Apple I in 1975, IBM dominated the computing industry. It was nicknamed ‘Big Blue’, it was so far ahead of its competitors that people talked about ‘IBM and the seven dwarves’, and it had just come through yet another anti-trust case.

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Book review: Nine Lies About Work by Marcus Buckingham & Ashley Goodall

Marcus Buckingham is well-known for his insightful books...

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Serverless is more

Save money! Vendor lock-in! Autoscale! High latency!

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Book review: Walking with Destiny by Andrew Roberts

There are more than 1,000 biographies that have been written about Winston Churchill!

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Podcast: Adaptive oncology with Dr. Jack Kreindler

Like fingerprints, no two cancers are exactly the same. And yet cancer care - especially for those in the most advanced stages, and with the most complex cases - is administered according to standard, linear protocols.

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Our investment in Scape: visual positioning for AR and mobility

The future of mobility has been an on-going theme at Mosaic, from Nexar's intelligent dashcam to Auterion's open source drone platform

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Our investment in super.ai: the AI compiler

The resources invested into machine learning over the past five years augur a profound transformation of software development...

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Book review: The Dawn of Eurasia by Bruno Maçaes

It is said that Zeus released two eagles from the opposite ends of the earth: where they met was its centre

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Four Years In: Doubling Down on Series A

We founded Mosaic in 2014 as a "Silicon Valley" style firm to serve the most ambitious founders in Europe at Series A

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Our Investment in Auterion - "Android for Drones"

When we started Mosaic in 2014, we did not expect to be investing in planes, trains and automobiles

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Why we invested in Lyvly

Renting a residential property is a high-friction process, plagued by mishap, misunderstanding, and misfits.

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Is this the end of the 'big tech' era? The 3rd internet cycle may well be on the horizon

Netscape, Lycos, Geocities. All familiar names from the 90s dotcom boom, but there remains just a handful of survivors from the legions...

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Why we invested in Veriff

Since the credit crisis, we've observed massive growth amongst new entrants disrupting the banks and financial services.

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Original research: Sentiment of seed investors in Europe

Great entrepreneurs dream about creating new sectors, reshaping entire industries and fundamentally disrupting the status quo

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The story of our investment in Docker (via Unikernel Systems) -- and why enterprises are running their business on their commercial platform

Sometimes it takes a while to announce a new Mosaic portfolio company

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Mosaic Ventures and Entrepreneur First (EF) in conversation with Reid Hoffman

At an event earlier this year, Mosaic founding partner Toby Coppel sat down with LinkedIn founder Reid Hoffman...

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The Mosaic Book Club: Principles - by Ray Dalio; Why We Sleep - by Matthew Walker; Hit Refresh - by Satya Nadella

The 'watercooler' conversation at Mosaic HQ usually drifts towards the books we are reading, so we decided to share our thoughts in our bi-monthly

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A new direction... the same journey

In the summer of 1996, Toby, Simon and I went hiking in Yosemite

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The Alchemy Store: reflections on AWS product announcements

At the end of last year, Amazon Web Services announced a dizzying range of new products...

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Why we invested in Centrifuge - and a short love-letter to crypto in Berlin

Here at Mosaic, we have long been big believers in the power of decentralised infrastructure and applications, demonstrated by our past investment

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Why we invested in Bonify

Co-Founders of Bonify: Dr. Gamal Moukabary , Dr. Josef Korte, Dr. Andreas Bermig, and Dr. Jan Ortmann

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Welcome to our new Venture Partner, Dr Jack Kreindler!

It is with great pleasure that we welcome the latest addition to the Mosaic team, our new venture partner Dr Jack Kreindler

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Adieu Pascal!

It is with bitter-sweet feelings that we bid adieu to Pascal Gauthier, who has started the next chapter of his career as President of Ledger.

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Why we invested in Entrepreneur First

Talented entrepreneurs have the ability to transform the global economy at unprecedented pace

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Habito's next chapter

Daniel Hegarty is a smart, highly-driven renegade

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Our Investment in Convoy

Have you ever stopped for a moment to think about how the shirt you're wearing arrived at the store?

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The machine can see you now: A market framework for Medical Imaging

Ask most AI researchers, and they'll tell you that one of the biggest advances within artificial intelligence capabilities in the past five years

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Mosaic Ventures in Conversation with Y Combinator President, Sam Altman

Recently we were thrilled to host a second fireside chat with Y Combinator President Sam Altman

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Our Investment in Teemo

One reason we are such passionate believers in the European startup ecosystem is the way success seeds further opportunity

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Building and Scaling Criteo with Pascal Gauthier

In the latest episode of the Mosaic Podcast we are joined by Pascal Gauthier, who over the last 15 years has been immersed in some of the fastest

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The Future of Mortgages

We wrote last April about the opportunity for habito to bring mortgages into the 21st century

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What we're reading

With the holiday season fast approaching we thought we would share three books that we've been enjoying over the past couple of months

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Our investment in tray.io

Imagine an easy way to connect all the software your company runs in the cloud, with the power to customise how data is shared between the various

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Q and A with Rich Waldron, CEO of tray.io

When I first met tray CEO Rich Waldron early in 2014, after an introduction from angel (and now VC) Andy McLoughlin, two things struck me

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Mosaic Ventures Podcast: Fireside chat with Y Combinator President, Sam Altman

In this podcast, Mosaic partners Simon Levene and Mike Chalfe explore sectors including Energy and Synthetic Life

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Building and Scaling Marketplaces with Reid Hoffman

At Mosaic we're long been big believers in the potential of Marketplace Business

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The Future of Digital Health with Dr Jack Kreindler

Jack Kreindler is an expert physician, physiologist and digital health entrepreneur

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Saving for retirement - can startups solve the pain points?

Fees are the first thing you should look at before choosing a pension manager and fund

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Does the impact of the blockchain go beyond financial services?

At Mosaic we've long talked about what the killer applications of the Blockchain could be

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Our investment in Nexar

Human fallibility (accidents, alcohol and so forth) is the root cause of massive loss of life on the roads, despite continuous improvements in auto safety technology

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When to take VC

It may be a surprise to hear this from a venture capitalist, but the vast majority of startups should not take money from our industry

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Welcome Pascal Gauthier, our first Venture Partner

We are thrilled to announce that Pascal Gauthier is joining Mosaic as a Venture Partner

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What funding is right for you?

A big question founders often ask themselves is when should their startup raise venture capital

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Our Investment in Habito - bringing mortgages into the 21st century

We believe that trusted robo-advisors have a bright future

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Trust in a Robo-Advisor World

Martin Ford's "Rise of the Robots" is one of the most provocative books I've read in the past 12 months

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Our Investment in Blockstream

Mosaic recently participated in the$55M Series A financing for Blockstream, an unusual start-up founded by a group of idealists with a cypherpunk-inspired vision of revolutionizing the world of money, assets and contracts

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Body and soul

One of my partners was heading past me the other day with an entrepreneur and as he ushered her in...

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Mosaic Ventures: Reflections on our First Year

At the end of Mosaic's first full year of operations, we continue to feel excited

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Back to Glass Half Full: The New Fundraising

Back to Glass Half Full: The New Fundraising Environment

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Building the Next Killer App in Global Payments

Over the past year we've talked extensively about the unbundling of the banks

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Where is all the innovation in insurance? Let the capital flow

A giant and heavily regulated industry which many would argue has lost sight of its customers should be ripe for attack

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The Challenges Of Building AI Apps

Artificial intelligence has an intellectual lineage stretching back to the greats of computer theory, Turing and ultimately Babbage, inventor of the calculating machine

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Our Investment in Clue

We are entering the age of the "quantified self"

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Telegram: The Next Generation Messaging Platform?

Conversational bots and high level security? Born of a desire to outwit the Russian state, Telegram, is one of today's most exciting messaging platforms

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More Than Traction

We're often asked what we look for in a start-up

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Messaging and Notifications: The New Platforms

In Britain users spend as much time on WhatsApp as they do on Facebook mobile and Snapchat

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App creation made simple: Our investment in Guidebook

The world has already put smartphones in the hands of over 2 billion people, and the number of users is growing by over 20% each year

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Letter from America - caution inside the Valley bubble

We visit Silicon Valley regularly here's one of the most striking aspects we found during our recent trip

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Dave Goldberg: Husband, Father, Entrepreneur. 1967 - 2015

I have always thought that I would like my tombstone to be inscribed with the words above to be remembered as a great husband, loving father and successful entrepreneur...

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Thank you London!

We'd like to thank all of our friends, colleagues and supporters who joined us Monday night at the Institute for Contemporary Arts to celebrate

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The SaaS Startup KPI: Where is the value in your SaaS startup?

In the rush to grab a piece of the $500bn software market, we see a lot of SaaS startups focusing almost entirely on marketing efficiency

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YC's Demo Day: Grand ambition, and growth above all else

You get glimpses of possible futures, 108 of them to be exact, crammed into two and a half minute pitches at YCombinator's Demo Day

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Unbundling of the Banks in Europe

Who will disrupt banking? We've all heard about the opportunity from a breakdown in trust after the financial crisis

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Letter from Berlin

There's more to Berlin than e-commerce in this bustling startup hub - thoughts from a Mosaic week in Berlin

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Slush 2014: A fully immersive experience in the nordic tech ecosystem

For those of you who have never heard of Slush, you are becoming part of the minority

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Bitcoin 2.0: Native Bitcoin Apps

Both Fred Wilson and Chris Dixon have blogged about native bitcoin apps in the past couple of weeks

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Our investment in Blockchain and the potential of blockchain technology

The blockchain ecosystem has attracted significant interest from early stage VCs in the past twelve months, with approximately $250 million invest

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Announcing Mosaic Ventures

We are excited to announce our new early stage venture firm, based in London

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Gratitude

We are incredibly grateful for the support we have received from so many quarters to launch Mosaic Ventures

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What we invest in

Great founders are rare. Pioneers, geniuses, rule-breakers. Forging their own path with a drive to "make a dent in the universe."Like many great founders, you have some of the following traits in your DNA

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Our Values

We are optimists who believe that technology and the startup ecosystem are generally progressive forces in society

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