We back founders of the economic revolt - democratising access to capital, rethinking the way we transact, and rewiring the underlying infrastructure

Money makes the world go round - but as technology reshapes our financial systems, what will that money look like in the future?

We're witnessing an explosion of startups challenging convention in financial services. Europe will produce many winners, given its favourable regulatory environment and its large pool of consumers seeking better experiences.

We see opportunities across the fintech landscape. While banks and financial incumbents continue to struggle with legacy IT, we see an entirely new stack of delightful user experiences, delivered in best-of-breed products: faster, better, cheaper. New consumer brands are being built in important categories, and Europe enjoys regulatory tailwinds - not least as Open Banking and PSD2 accelerate innovation in payments.

Europe is also producing a rising cohort of SME-focused startups, serving unmet needs around invoicing, working capital finance and insurance. Specialised financial products are emerging for underserved participants in the economy, notably freelancers and gig workers.

Ever since Mosaic's first investment, our interests have extended beyond traditional financial services. The concept of 'money' itself is evolving, as crypto assets tip into mainstream adoption, and the DeFi ecosystem gathers momentum. In the long run, we believe that blockchains have the potential to create a paradigm shift in the way society understands stores of value.

Blockchain logo
Unannounced
Blockchain
Blockchain
Digital currency wallet
Founded,
2011
Partnered,
2014
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Blockchain
Blockchain
Digital currency wallet
Founded,
2011
Partnered,
2014
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Blockstream
Blockstream
Bitcoin infrastructure
Founded,
2014
Partnered,
2014
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Blockstream
Blockstream
Bitcoin infrastructure
Founded,
2014
Partnered,
2014
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Bonify
Bonify
Personal finance management
Founded,
2015
Partnered,
2017
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Bonify
Bonify
Personal finance management
Founded,
2015
Partnered,
2017
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Centrifuge
Centrifuge
The operating system for global commerce
Founded,
2017
Partnered,
2018
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Centrifuge
Centrifuge
The operating system for global commerce
Founded,
2017
Partnered,
2018
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Habito
Habito
Digital mortgage broker
Founded,
2015
Partnered,
2015
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Habito
Habito
Digital mortgage broker
Founded,
2015
Partnered,
2015
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Indeez
Indeez
Income protection for gig economy workers
Founded,
2020
Partnered,
2020
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Indeez
Indeez
Income protection for gig economy workers
Founded,
2020
Partnered,
2020
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Multichain
Multichain
Private blockchain software
Founded,
2014
Partnered,
2014
Partnered, 2017
Exited,
Blockchain logo
Unannounced
Multichain
Multichain
Private blockchain software
Founded,
2014
Partnered,
2014
Partnered, 2017
Exited,
Blockchain logo
Unannounced
padmin
padmin
Personal admin management
Founded,
2020
Partnered,
2020
Partnered, 2017
Exited,
Blockchain logo
Unannounced
padmin
padmin
Personal admin management
Founded,
2020
Partnered,
2020
Partnered, 2017
Exited,
Blockchain logo
Unannounced
proptech
proptech
PropTech marketplace
Founded,
2018
Partnered,
2019
Partnered, 2017
Exited,
Blockchain logo
Unannounced
proptech
proptech
PropTech marketplace
Founded,
2018
Partnered,
2019
Partnered, 2017
Exited,
Blockchain logo
Unannounced
smeinvoice
smeinvoice
SME invoice factoring marketplace
Founded,
2016
Partnered,
2020
Partnered, 2017
Exited,
Blockchain logo
Unannounced
smeinvoice
smeinvoice
SME invoice factoring marketplace
Founded,
2016
Partnered,
2020
Partnered, 2017
Exited,

Companies we invested in prior to Mosaic.

Alibaba
Alibaba
Founded,
1999
Partnered,
2005
Partnered,
2005
Exited,
2015 (IPO)
Alibaba
Alibaba
Founded,
1999
Partnered,
2005
Partnered,
2005
Exited,
2015 (IPO)
Seeking Alpha
Seeking Alpha
Founded,
2004
Partnered,
2007
Partnered,
2007
Exited,
Seeking Alpha
Seeking Alpha
Founded,
2004
Partnered,
2007
Partnered,
2007
Exited,
Transferwise
Transferwise
Founded,
2010
Partnered,
2013
Partnered,
2013
Exited,
Transferwise
Transferwise
Founded,
2010
Partnered,
2013
Partnered,
2013
Exited,