Toby Coppel

Co-founder and Partner
I am inspired by founders using technology to make the world a better place

Hi, I’m Toby. During my 25+ year journey in the tech industry, I have had the privilege to work with many inspiring entrepreneurs including Jerry Yang (Yahoo!) and Jack Ma (Alibaba). My formative professional years were spent working in Silicon Valley both as an investor and operator, including as Chief Strategy Officer at Yahoo!, where I led the team that invested $1 billion in Alibaba in 2005 for a stake ultimately sold for over $80 billion. I have been extremely fortunate to work closely with other incredible business mentors - Herb Allen (Allen & Company), Terry Semel (Yahoo) and Richard Branson (Virgin).

I love to partner with founders who aspire to positively change the world and support them and their teams through the ups and downs. As the co-founder of a venture firm, I also enjoy nurturing and developing our own incredible team of humans to enable us to find the most ambitious entrepreneurs in Europe and give them the help they need.

As a family man, nothing makes me happier than to hang out with my five Northern Irish-Moroccan-Israeli children and my superlative wife, reading, drinking wine, practising yoga and meditation and losing my voice at Arsenal football matches.

Toby Coppel

Co-founder and Partner
I am inspired by founders using technology to make the world a better place

Hi, I’m Toby. During my 25+ year journey in the tech industry, I have had the privilege to work with many inspiring entrepreneurs including Jerry Yang (Yahoo!) and Jack Ma (Alibaba). My formative professional years were spent working in Silicon Valley both as an investor and operator, including as Chief Strategy Officer at Yahoo!, where I led the team that invested $1 billion in Alibaba in 2005 for a stake ultimately sold for over $80 billion. I have been extremely fortunate to work closely with other incredible business mentors - Herb Allen (Allen & Company), Terry Semel (Yahoo) and Richard Branson (Virgin).

I love to partner with founders who aspire to positively change the world and support them and their teams through the ups and downs. As the co-founder of a venture firm, I also enjoy nurturing and developing our own incredible team of humans to enable us to find the most ambitious entrepreneurs in Europe and give them the help they need.

As a family man, nothing makes me happier than to hang out with my five Northern Irish-Moroccan-Israeli children and my superlative wife, reading, drinking wine, practising yoga and meditation and losing my voice at Arsenal football matches.

I am inspired by founders using technology to make the world a better place

Hi, I’m Toby. During my 25+ year journey in the tech industry, I have had the privilege to work with many inspiring entrepreneurs including Jerry Yang (Yahoo!) and Jack Ma (Alibaba). My formative professional years were spent working in Silicon Valley both as an investor and operator, including as Chief Strategy Officer at Yahoo!, where I led the team that invested $1 billion in Alibaba in 2005 for a stake ultimately sold for over $80 billion. I have been extremely fortunate to work closely with other incredible business mentors - Herb Allen (Allen & Company), Terry Semel (Yahoo) and Richard Branson (Virgin).

I love to partner with founders who aspire to positively change the world and support them and their teams through the ups and downs. As the co-founder of a venture firm, I also enjoy nurturing and developing our own incredible team of humans to enable us to find the most ambitious entrepreneurs in Europe and give them the help they need.

As a family man, nothing makes me happier than to hang out with my five Northern Irish-Moroccan-Israeli children and my superlative wife, reading, drinking wine, practising yoga and meditation and losing my voice at Arsenal football matches.

Recent

The challenges of investing in AI

The challenges of investing in AI

Our evolving thoughts on investing in AI applications

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Now what? A Letter to Founders on How to Survive a Bear Market

Now what? A Letter to Founders on How to Survive a Bear Market

Mosaic’s co-founder and partner Toby Coppel shares his view on how the market volatility impacts venture capital and gives advice to founders on how to survive a bear market.

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‘Google meets Which’: cost of living data platform Nous raises $9m

‘Google meets Which’: cost of living data platform Nous raises $9m

London-based fintech Nous has raised $9m (£6.6m) in a seed funding round to develop its platform for aggregating the cost of living data in areas such as energy, insurance and broadband.

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Blockchain says it posted $1.5 billion in revenue this year

Blockchain says it posted $1.5 billion in revenue this year

The auspiciously named Blockchain.com recently celebrated its tenth anniversary, which may as well be a century in crypto years. The U.K.-based private company has another reason to celebrate too: Its revenue just surpassed $1.5 billion year to date, according to vice chairman Nicolas Cary and chief executive Peter Smith, who shared the figure exclusively with Fortune.

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Why we invested in Zerion

Why we invested in Zerion

Evgeny, Vadim, and Alexey have blown us away at every turn, with a powerful vision of creating the one-stop shop for DeFi. With a sharp eye for product and growth, they are rapidly bringing that vision to life.

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Unleashing the potential of the extended workforce. Why we invested in Utmost.

Unleashing the potential of the extended workforce. Why we invested in Utmost.

We are living through a fundamental shift in the structure of work: the rise of the non-employee. This presents new challenges: how do you manage an increasingly heterogeneous workforce in a unified, holistic way?

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Integrative SaaS: A new OS for the workplace?

Integrative SaaS: A new OS for the workplace?

There has been a proliferation – and fragmentation – of new work software in the cloud. End users can now pick and choose products that work for them, pioneered by the likes of Slack and Dropbox. But maintaining a coherent workflow across large teams is a struggle. So what should the “connective tissue” between SaaS applications look like?

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The Potential of Real Time Trade Finance. Our investment in Hokodo

The Potential of Real Time Trade Finance. Our investment in Hokodo

By now, most of us have used or been offered a buy-now-pay-later (BNPL) option when we shop online. BNPL not only makes checkout experiences faster, but also drives consumers to spend more money.

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A second ‘DeFi Summer’? The next phase of Decentralised Finance

A second ‘DeFi Summer’? The next phase of Decentralised Finance

Decentralised finance – or DeFi – is gathering pace. After the ‘DeFi Summer’ of 2020, we’ve seen further growth in adoption this year. But is DeFi really moving towards the mainstream – and if it is, what are the second-order effects?

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How to pitch your early-stage start up to investors with Mosaic Partner, Toby Coppel

How to pitch your early-stage start up to investors with Mosaic Partner, Toby Coppel

Sooner or later, every founder has to talk about what they’re building to external people. The most dreaded group of all may just be investors. We sat down with Toby Coppel to unpack how early-stage founders should go about the investor pitch.

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The year 2021 will bring DeFi into adolescence

The year 2021 will bring DeFi into adolescence

After DeFi's breakout growth, we'll now see innovation in user experience, liquidity, scalability, and regulation.

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Why we invested in Indeez

Why we invested in Indeez

Gig workers have been hard hit by COVID. Freelance designers, Uber drivers, chefs and independent consultants alike have little visibility about when pre-pandemic life will return and their careers can resume. They were not protected against such a life-altering event: the crisis has been an awakening to the importance of income protection insurance.

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Q&A with Habito's Daniel Hegarty

Q&A with Habito's Daniel Hegarty

Daniel Hegarty, founder and CEO of our portfolio company Habito, came up with the idea for the business six years ago, after an eye-opening experience trying to buy his first home when his own mortgage broker made several frustrating mistakes. Dan realised that the mortgage market was rife with manual errors and confusing jargon.

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Crypto protocols: in search of the emerging winners

Crypto protocols: in search of the emerging winners

We continue to witness a Cambrian explosion of public blockchain development. In recent years, the fabric of the decentralised web has begun to be woven, and the social contract of money is being rewritten. Bitcoin and later Ethereum are the two platforms on this movement was catalysed. In this post, we explore what comes next.

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Our Manifesto

Our Manifesto

We founded Mosaic as optimists who see technology as a force for good, and believe that the startup ecosystem will positively impact society.

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Machine intelligence and legal contracts: why now?

Machine intelligence and legal contracts: why now?

Machine intelligence applied to the law is not a new concept – yet its gestation has been slow, and it has not inflected into widespread adoption.

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A new operating system for work: our investment in Qatalog

A new operating system for work: our investment in Qatalog

What will be the operations software to power the modern connected organisation? After several years asking this question, meeting Tariq Rauf in July 2019 was an epiphany.

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Why we invested in Keelvar

Why we invested in Keelvar

If you've ever sold to large enterprises, we suspect you've felt the pain of procurement...

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Book review: Walking with Destiny by Andrew Roberts

Book review: Walking with Destiny by Andrew Roberts

There are more than 1,000 biographies that have been written about Winston Churchill!

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Our investment in Scape: visual positioning for AR and mobility

Our investment in Scape: visual positioning for AR and mobility

The future of mobility has been an on-going theme at Mosaic, from Nexar's intelligent dashcam to Auterion's open source drone platform

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Our investment in super.ai: the AI compiler

Our investment in super.ai: the AI compiler

The resources invested into machine learning over the past five years augur a profound transformation of software development...

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Four Years In: Doubling Down on Series A

Four Years In: Doubling Down on Series A

We founded Mosaic in 2014 as a "Silicon Valley" style firm to serve the most ambitious founders in Europe at Series A

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Our Investment in Auterion - "Android for Drones"

Our Investment in Auterion - "Android for Drones"

When we started Mosaic in 2014, we did not expect to be investing in planes, trains and automobiles

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Is this the end of the 'big tech' era? The 3rd internet cycle may well be on the horizon

Is this the end of the 'big tech' era? The 3rd internet cycle may well be on the horizon

Netscape, Lycos, Geocities. All familiar names from the 90s dotcom boom, but there remains just a handful of survivors from the legions...

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Mosaic Ventures and Entrepreneur First (EF) in conversation with Reid Hoffman

Mosaic Ventures and Entrepreneur First (EF) in conversation with Reid Hoffman

At an event earlier this year, Mosaic founding partner Toby Coppel sat down with LinkedIn founder Reid Hoffman...

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Why we invested in Centrifuge - and a short love-letter to crypto in Berlin

Why we invested in Centrifuge - and a short love-letter to crypto in Berlin

Here at Mosaic, we have long been big believers in the power of decentralised infrastructure and applications, demonstrated by our past investment

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Welcome to our new Venture Partner, Dr Jack Kreindler!

Welcome to our new Venture Partner, Dr Jack Kreindler!

It is with great pleasure that we welcome the latest addition to the Mosaic team, our new venture partner Dr Jack Kreindler

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Why we invested in Entrepreneur First

Why we invested in Entrepreneur First

Talented entrepreneurs have the ability to transform the global economy at unprecedented pace

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Habito's next chapter

Habito's next chapter

Daniel Hegarty is a smart, highly-driven renegade

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The machine can see you now: A market framework for Medical Imaging

The machine can see you now: A market framework for Medical Imaging

Ask most AI researchers, and they'll tell you that one of the biggest advances within artificial intelligence capabilities in the past five years

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Our Investment in Teemo

Our Investment in Teemo

One reason we are such passionate believers in the European startup ecosystem is the way success seeds further opportunity

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Building and Scaling Criteo with Pascal Gauthier

Building and Scaling Criteo with Pascal Gauthier

In the latest episode of the Mosaic Podcast we are joined by Pascal Gauthier, who over the last 15 years has been immersed in some of the fastest

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The Future of Mortgages

The Future of Mortgages

We wrote last April about the opportunity for habito to bring mortgages into the 21st century

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What we're reading

What we're reading

With the holiday season fast approaching we thought we would share three books that we've been enjoying over the past couple of months

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The Future of Digital Health with Dr Jack Kreindler

The Future of Digital Health with Dr Jack Kreindler

Jack Kreindler is an expert physician, physiologist and digital health entrepreneur

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Saving for retirement - can startups solve the pain points?

Saving for retirement - can startups solve the pain points?

Fees are the first thing you should look at before choosing a pension manager and fund

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Welcome Pascal Gauthier, our first Venture Partner

Welcome Pascal Gauthier, our first Venture Partner

We are thrilled to announce that Pascal Gauthier is joining Mosaic as a Venture Partner

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Trust in a Robo-Advisor World

Trust in a Robo-Advisor World

Martin Ford's "Rise of the Robots" is one of the most provocative books I've read in the past 12 months

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Mosaic Ventures: Reflections on our First Year

Mosaic Ventures: Reflections on our First Year

At the end of Mosaic's first full year of operations, we continue to feel excited

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Building the Next Killer App in Global Payments

Building the Next Killer App in Global Payments

Over the past year we've talked extensively about the unbundling of the banks

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Where is all the innovation in insurance? Let the capital flow

Where is all the innovation in insurance? Let the capital flow

A giant and heavily regulated industry which many would argue has lost sight of its customers should be ripe for attack

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The Challenges Of Building AI Apps

The Challenges Of Building AI Apps

Artificial intelligence has an intellectual lineage stretching back to the greats of computer theory, Turing and ultimately Babbage, inventor of the calculating machine

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Telegram: The Next Generation Messaging Platform?

Telegram: The Next Generation Messaging Platform?

Conversational bots and high level security? Born of a desire to outwit the Russian state, Telegram, is one of today's most exciting messaging platforms

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Messaging and Notifications: The New Platforms

Messaging and Notifications: The New Platforms

In Britain users spend as much time on WhatsApp as they do on Facebook mobile and Snapchat

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App creation made simple: Our investment in Guidebook

App creation made simple: Our investment in Guidebook

The world has already put smartphones in the hands of over 2 billion people, and the number of users is growing by over 20% each year

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Letter from America - caution inside the Valley bubble

Letter from America - caution inside the Valley bubble

We visit Silicon Valley regularly here's one of the most striking aspects we found during our recent trip

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Dave Goldberg: Husband, Father, Entrepreneur. 1967 - 2015

Dave Goldberg: Husband, Father, Entrepreneur. 1967 - 2015

I have always thought that I would like my tombstone to be inscribed with the words above to be remembered as a great husband, loving father and successful entrepreneur...

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Thank you London!

Thank you London!

We'd like to thank all of our friends, colleagues and supporters who joined us Monday night at the Institute for Contemporary Arts to celebrate

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Unbundling of the Banks in Europe

Unbundling of the Banks in Europe

Who will disrupt banking? We've all heard about the opportunity from a breakdown in trust after the financial crisis

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Bitcoin 2.0: Native Bitcoin Apps

Bitcoin 2.0: Native Bitcoin Apps

Both Fred Wilson and Chris Dixon have blogged about native bitcoin apps in the past couple of weeks

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Our investment in Blockchain and the potential of blockchain technology

Our investment in Blockchain and the potential of blockchain technology

The blockchain ecosystem has attracted significant interest from early stage VCs in the past twelve months, with approximately $250 million invest

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What we invest in

What we invest in

Great founders are rare. Pioneers, geniuses, rule-breakers. Forging their own path with a drive to "make a dent in the universe."Like many great founders, you have some of the following traits in your DNA

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Our Values

Our Values

We are optimists who believe that technology and the startup ecosystem are generally progressive forces in society

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